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Solspark Inc. has announced the availability of a turnkey payment platform that allows banks to serve the teen market through stored-value payment mechanisms. The Solspark payment platform enables banks to offer stored-value cards to teens that transact like traditional credit cards, but that allow parents to place specific merchant category and spending controls on the accounts, allowing for independent shopping within overall boundaries. This payment platform, part of Solspark's proprietary permissions-based payment technology, integrates with existing payment platforms to provide enhanced services to financial institutions and other businesses. New York City-based Solspark Inc., formerly netgen inc., is developing additional products for financial institutions and businesses, it says, including a person-to-person payment platform and a teen rewards program.