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Press Releases Tuesday, December 28, 2004   
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Lynk Achieves Compliance with Visa CISP and MasterCard SDP Programs

Atlanta, GA – December 20, 2004 – Lynk is pleased to announce that it has achieved compliance with Visa U.S.A.’s Cardholder Information Security Program (CISP) and MasterCard Site Data Protection (SDP) programs. Lynk was recently added to Visa’s list of CISP Compliant Service Providers after a comprehensive security audit of 12 industry-wide requirements designed to protect the integrity of cardholder and personal data transmitted through Lynk’s payment processing system. Lynk, a leading payment processor recently acquired by the Royal Bank of Scotland, has always made security and data integrity standards a priority for the company.

“Achieving compliance with Visa CISP and MasterCard SDP programs demonstrates Lynk’s commitment to protecting the confidentiality and integrity of cardholder data and personal data received from merchants using Lynk’s payment processing gateway,” said Erik Hendricks, Lynk’s Chief Executive Officer. “Lynk is committed to continual upgrades and integrity audits to ensure end-to-end security for our merchants and their customer’s card information.”

To ensure an ongoing secure internal control environment, Lynk will arrange for regular review and certification to provide assurances to Lynk customers that transaction activity and cardholder data is properly protected.

“Lynk’s continual focus on security has made CISP and SDP compliance a priority to protect cardholder data,” said Susan Kohl, Lynk’s Director of Compliance. “Lynk takes great pride in being in the forefront on cardholder and merchant security.”

About Lynk Systems, Inc.
Lynk, headquartered in Atlanta, GA, is a single-source, full-service provider of electronic payment processing services (including credit, debit, EBT, gift cards, customer loyalty cards, checks and more). Lynk utilizes proprietary in-house technology providing scalability and superior quality of service to its customers. Lynk is the 9th largest merchant acquirer in the U.S. market and the 3rd largest processor of ATMs in the U.S. Lynk is a member of The Royal Bank of Scotland Group (RBS Group), one of the world’s leading financial services companies. For more information, please visit Lynk’s Website at www.lynksystems.com.

Media Contact
DeAnne Stuart
Lynk Systems, Inc.
media@lynksystems.com
678.525.0451 / 800.200.5965, x. 1210
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