Steve Mott is a 20-year veteran of the electronic payments industry with specialization in payment economics, online transacting, innovative use of debit networks, authentication and security technologies, stored value products and alternative payments. BetterBuyDesign is a payments systems consultancy serving clients ranging from major banks and processors to technology startups and investment capital/equity firms. He previously held executive positions at McKinsey & Co., McGraw-Hill, MCI Telecommunications, MasterCard International and Priceline WebHouse Club. Steve is a graduate of Harvard Business School.