Julie Fergerson is considered one of the e-retailing industry's foremost experts on Internet fraud with over 25 years of Internet experience. She spent six years at IBM holding various management and technical positions before co-founding ClearCommerce Corp. in 1995 and then providing the technical inspiration and expertise that established it as a leading Internet payments provider and fraud prevention resource. Julie joined eFunds when that company acquired ClearCommerce in January 2005. She left eFunds in April 2006 to join Debix, where she is responsible for developing patent-pending fraud detection technology. In addition to these accomplishments, Julie also worked to create the non-profit organization Merchant Risk Council. The MRC is considered the retail industry's largest organization for helping organizations fight fraud. She has served on the board of the MRC since its inception and has been its Co-Chairman for the past three years.